SalarySe: UPI, Credit, Rewards 2.1.12

SalarySe presents a comprehensive application tailored for salaried employees, offering a range of financial services designed to meet their various needs. The app integrates functionalities like UPI payments, personal loans, fixed deposits, and exclusive rewards into a single platform, making it a versatile financial companion.

Key Features:

• SalarySe UPI – A Rewarding Payment Experience
  - Enables secure UPI payments through an NPCI-approved system.
  - Seamless payment options to anyone, anywhere with a few taps while earning rewards.
  - Supports linking multiple bank accounts.
  - In-store and online scan-and-pay feature.
  - Accumulate Scoins for each transaction.
• SalarySe QuickLoans – Instant Access to Funds
  - Quick access to loans up to ₹5 lakh without paperwork or lengthy approvals.
  - Funds transferred instantly upon approval.
  - Flexible repayment options with competitive interest rates ideal for emergencies or large purchases.
• SalarySe Up Credit Card – Maximizing Rewards on Payments
  - Convert regular spending into valuable rewards.
  - Receive 10X rewards on UPI transactions.
  - Redeem Scoins for gift cards or direct cash deposits.
• SalarySe InstaCash – Immediate Salary Access
  - Get instant access to up to 50% of your salary within seconds without additional approvals.
• SalarySe Invest – Securely Grow Your Wealth
  - Opportunity to invest in fixed deposits with returns up to 9.1%.
  - DICGC insurance adds an extra layer of security for investors.
  - Initial investment starts as low as ₹500.
• SalarySe Financial Literacy Hub – SalarySays
  - Access to educational modules designed to enhance financial management skills, covering topics such as budgeting, saving, and investing.
• Exclusive Deals & Offers
  - Leverage discounts of up to 60% at major retailers like Amazon and Flipkart.
  - Earn Scoins to exchange for gift cards or cash back.

Why Consider SalarySe?

• Efficient and secure UPI payment options.
• Instant loans available for urgent financial needs.
• High-yielding fixed deposits designed to maximize returns.
• Exclusive savings on top retail brands.
• Resources aimed at improving financial understanding and decision-making.

Security Features:
To protect user financial information, SalarySe employs:
a. Security against unauthorized access using the device's default PIN or biometric authentication.
b. A SIM binding feature that links login credentials strictly to a single trusted device, mitigating fraud risks.

Loan Terms & Conditions (Available for selected users):
- Repayment period: 3 to 60 months
- Maximum Annual Percentage Rate (APR): 36%
- Processing fees will range from 1% to 3%, with applicable GST.
- Late payment fees may amount to INR 500-1000 per delayed installment, subject to GST.

App Permissions:
- SMS: Used for phone number verification during UPI registration.
- Contacts: Necessary for sending money via UPI.
- Camera: For scanning QR codes during transactions.
- Storage: Required for uploading QR codes and saving transaction screenshots.

The SalarySe office is located at 3rd Floor, Orchid Centre, Golf Course Road, Sector 53, Gurugram, Haryana 122022.